Share: What is income? Income is money that’s earned from an activity such as a job, business venture, or investment. It can be in the form of wages, profits, rents, […]
What is Banking? Why it’s Important!
Share: What Is a Bank? Banking is a financial service that allows customers to store, transfer and access money. Banks provide loans, securities investments, debit cards and other services related […]
Business Grant vs Loan: Choosing Wisely
Share: Loans and Grants are two very different things. loans must be paid back with interest, while grants are free money that does not need to be repaid. There are […]
Investing Your Savings: Building Wealth
Share: Investing your savings is an effective way to reach short-term financial goals, such as saving for a down payment on a house or paying off debt. While investments are […]
How do Life Insurance Endowments Work?
Share: What Are Life Insurance Endowments? A life insurance endowment is a type of policy that combines features of both life insurance and investments. With a life insurance endowment, you […]
Understanding Loans with Guarantor
Share: A guarantor loan is a type of unsecured loan which requires a guarantor to support the borrower’s application. The guarantor acts as a ‘safety net’, promising to make repayments […]
50/30/20 Rule: Your Essential Budget Guide
Share: The 50/30/20 rule of money is a financial management strategy that helps people create and maintain an effective budget. This approach suggests allocating 50 percent of your after-tax income […]
Maximize Your Savings: Cutting Expenses Like a Pro
Share: In today’s world, it’s especially important for families to find ways to drastically cut their expenses and reduce spending in order to make ends meet. But what are some […]
How to Save Money for your Next Vacation
Share: Vacations are a great way to relax, explore and make lasting memories, but they can be expensive. Luckily, with some planning and smart saving strategies, you can save up […]
Applying for SBA Loans: Dos and Don’ts
Share: If you’re looking to get your business funded, the SBA Loan program is a great option. The SBA Loan program offers small business owners access to funding that they […]